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Welcome to Edvance, Edubond’s program that provides foundational teaching on important areas of financial wisdom. View an overview of the program below:

Articles

Debt can be one of two things, an enabler that gives you cash when you need it or another asset that adds value to your life. While long term debt can allow you to buy assets that can help you to create a better life, short term debt can land you a lot of high […]
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Times can be tough. Be it COVID -19 related or not, surviving financially can lead to us taking out high interest, unsecured debt in order to fund our lifestyles. While at first this may seem harmless, it can quickly develop into a mountain of debt that can seem impossible to get out from under. But […]
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Creating a budget is the most important step you can make in improving your financial life. Having all your income and expenses in one place allows you to analyse and manage your finances. If you have no idea where your money is going, it is impossible to stay on top of your bills.  We will […]
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Short term loans are often made out to be the solution to your cash flow problems. While they may help boost your short term cash flow, are they the best decision over the long term? Before you consider a short term loan, there are some factors that you need to consider. Fees & Interest Short […]
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Debt can be one of two things, an enabler that gives you cash when you need it or another asset that adds value to your life. While long term debt can allow you to buy assets that can help you to create a better life, short term debt can land you a lot of high […]
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Investing and not paying tax on your returns sounds too good to be true. However, using the Tax Free Savings Accounts (TFSA) allows you to invest without paying tax on any earnings, dividends or interest earned within the account. This system was introduced by the government in 2015 to encourage South Africans to save more […]
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A credit score is often spoken about and used as a metric to judge the risk of our customers. This number can make a huge difference in your ability to negotiate credit and get better interest rates, but what is a credit score and what affects this number?  Your credit score is designed to show […]
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Planning a personal budget can feel like a rather overwhelming task. It may feel like opening a Pandora’s box of debt, bad planning, failure, bad financial decisions, and overdue accounts, but the whole point of having a budget is to avoid experiencing these things. A budget is not a set of rules, but rather a […]
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Saving is often something that we put off when it is a crucial part of building your wealth and financial freedom. Savings can be your safety net when unexpected expenses occur.  How to get started? The first step is to set your savings goals. Having a savings goal that is aligned with your financial plan […]
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Personal finance is the entire financial world that makes your financial life. Each individual has their own set of needs, wants, desires and goals; hence the personal in personal finance. While we may understand what the word means, many of us find personal finance to be confusing. Here are five Personal Finance tips that are […]
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Times have been tough during recent years. A time of unprecedented job losses, health risks and financial toll. This has forced us to dig into our savings to stay afloat. But now that things are slowly returning to normal, how do you build up these savings again? How do you save in 2021? Saving after […]
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Have you found yourself in the position where you cannot or are struggling to afford your monthly debt repayments? This is a tough situation to be in. However, this will not equip you to make better financial decisions in the future.  Education is said by many to be a catalyst for change, this is why […]
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Times can be tough. Be Covid related or not, surviving financially can lead to us taking out high interest, unsecured debt in order to fund our lifestyles. While at first this may seem harmless, it can quickly develop into a mountain of debt that can seem impossible to get out from under. But what then? […]
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Debt can become a trap that can seem to be impossible to get out of. It can seem like a hole that is too deep to climb out of. It can also seem like many of the debt help systems are not really there to help you. But what if there was an alternative? What […]
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News

Tumelo Mokobane ran for 12 days from Joburg to Cape Town to raise money to support the NPO AbafaziPhambili, a non-profit organisation founded by Sis’ Mantoa Selepe, advocating Gender Equality to the most abandoned, neglected, and underprivileged women.
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